Not every seller needs the same type of transaction.
Some property owners need all of their proceeds immediately. Others may prefer monthly payments or a higher overall price, with the final payoff coming later.
Pinnacle Realty reviews the property and seller’s needs before discussing a potential structure.
✅ Conventional direct purchase
✅ Lease purchase with a future closing
✅ Owner financing with monthly payments
✅ Possible options when a mortgage remains
✅ Terms based on your property and goals
A direct purchase is closest to a conventional sale. The parties agree on the price and closing timeline, complete title work, and finalize the transaction.
This may be the best fit when you need the proceeds at closing.
A lease purchase establishes the future sale terms while allowing the final purchase and payoff to occur later.
This may be useful when you want to agree upon a sale now but do not need all available equity immediately.
With owner financing, the seller accepts agreed monthly payments and receives the remaining balance according to the contract.
This may be useful when the seller wants recurring income and can accept a delayed final payoff.
Properties with an existing mortgage may still be considered.
The loan balance, monthly payment, interest rate, equity, loan documents, and seller’s future mortgage plans must be reviewed before determining whether an option is realistic.
Not every option is appropriate for every property.
Whether you need a faster sale, monthly payments, or a delayed payoff, we’ll help you understand which options may be realistic for your property.
Tell us about your property and goals. We will explain which purchase structures may be realistic for your situation.
Learn more about our direct purchasing process, flexible selling options, and the residential properties we consider throughout Southeast Michigan.